1
00:00:00,800 --> 00:00:04,197
Satya is Nepal's multi-bank loan marketplace.

2
00:00:04,443 --> 00:00:07,604
The platform connects borrowers with licensed lenders,

3
00:00:07,703 --> 00:00:09,159
and the lenders decide.

4
00:00:09,756 --> 00:00:12,574
Behind every loan is a life moving forward:

5
00:00:12,824 --> 00:00:14,111
a home improvement,

6
00:00:14,131 --> 00:00:15,360
a family vehicle,

7
00:00:15,380 --> 00:00:16,422
a personal goal.

8
00:00:16,442 --> 00:00:19,045
With less repetition and clearer choices,

9
00:00:19,065 --> 00:00:20,981
in a service built for Nepal's

10
00:00:21,001 --> 00:00:22,780
documents and language,

11
00:00:22,901 --> 00:00:24,502
more people can take that step

12
00:00:24,522 --> 00:00:26,057
with a licensed lender.

13
00:00:27,548 --> 00:00:29,737
A borrower prepares one application,

14
00:00:29,757 --> 00:00:30,540
checks it,

15
00:00:30,612 --> 00:00:33,688
and chooses which partner institutions may receive it.

16
00:00:34,001 --> 00:00:35,986
Nothing is shared without consent.

17
00:00:36,789 --> 00:00:38,198
Consent comes first.

18
00:00:40,689 --> 00:00:43,421
Permission to process documents is explicit,

19
00:00:43,601 --> 00:00:45,278
and separate from permission to share

20
00:00:45,298 --> 00:00:46,560
anything with a bank.

21
00:00:47,749 --> 00:00:50,289
Document reading assists data entry.

22
00:00:50,626 --> 00:00:52,583
Extracted details go to the borrower

23
00:00:52,603 --> 00:00:54,058
to check and correct;

24
00:00:54,136 --> 00:00:55,985
they never make a lending decision.

25
00:00:57,198 --> 00:00:58,874
The borrower sees which banks will

26
00:00:58,894 --> 00:01:01,863
receive the application before agreeing to share it.

27
00:01:03,698 --> 00:01:04,549
At submission,

28
00:01:04,569 --> 00:01:06,203
the exact application,

29
00:01:06,271 --> 00:01:08,630
its evidence and declarations are preserved

30
00:01:08,650 --> 00:01:09,741
as a snapshot.

31
00:01:10,116 --> 00:01:11,849
Later changes are updates,

32
00:01:11,869 --> 00:01:13,647
never silent replacements.

33
00:01:14,347 --> 00:01:15,613
Inside each bank.

34
00:01:18,247 --> 00:01:20,048
Each bank sees only the applications

35
00:01:20,068 --> 00:01:21,170
shared with it,

36
00:01:21,200 --> 00:01:22,808
through authorized roles.

37
00:01:23,093 --> 00:01:25,595
Another bank's private work stays private.

38
00:01:26,800 --> 00:01:30,361
Reviewers see declared details beside the submitted documents,

39
00:01:30,556 --> 00:01:34,038
and file access and application actions are audited.

40
00:01:34,875 --> 00:01:37,368
Risk insights support the bank's assessment.

41
00:01:37,597 --> 00:01:39,340
A score is not an approval,

42
00:01:39,360 --> 00:01:41,965
and not a substitute for the bank's own checks.

43
00:01:43,151 --> 00:01:47,091
Each participating bank stays responsible for its own verification,

44
00:01:47,334 --> 00:01:48,417
due diligence,

45
00:01:48,470 --> 00:01:49,602
credit policy,

46
00:01:49,709 --> 00:01:51,186
pricing, approval,

47
00:01:51,206 --> 00:01:53,996
disbursement and regulatory obligations.

48
00:01:54,596 --> 00:01:57,051
Borrowers compare any offers in one place,

49
00:01:57,124 --> 00:01:58,202
including fees,

50
00:01:58,222 --> 00:02:00,238
repayments and the total cost.

51
00:02:01,421 --> 00:02:02,738
And when a loan is paid out,

52
00:02:02,758 --> 00:02:04,430
the bank handles the payment.

53
00:02:04,648 --> 00:02:06,848
Satya does not transfer funds.

54
00:02:07,348 --> 00:02:08,283
For oversight,

55
00:02:08,336 --> 00:02:10,292
that means consent on record,

56
00:02:10,312 --> 00:02:11,584
preserved submissions,

57
00:02:11,604 --> 00:02:12,673
and isolated,

58
00:02:12,693 --> 00:02:13,923
audited access.

59
00:02:14,276 --> 00:02:16,254
Satya is a marketplace, not a bank,

60
00:02:16,274 --> 00:02:18,108
and it does not move money:

61
00:02:18,384 --> 00:02:21,002
participating banks keep their lending decisions

62
00:02:21,022 --> 00:02:23,079
and regulatory responsibilities.

63
00:02:24,479 --> 00:02:25,272
For Nepal,

64
00:02:25,292 --> 00:02:27,631
that is a clearer path to formal credit:

65
00:02:27,970 --> 00:02:30,002
less repetition for borrowers,

66
00:02:30,039 --> 00:02:32,444
transparent comparison between lenders,

67
00:02:32,464 --> 00:02:34,471
Nepali documents and language,

68
00:02:34,603 --> 00:02:37,491
and a digital channel that licensed lenders control.

69
00:02:39,386 --> 00:02:40,620
One application.

70
00:02:40,709 --> 00:02:41,744
Multiple banks.

71
00:02:41,764 --> 00:02:43,149
Better possibilities.

72
00:02:45,886 --> 00:02:48,903
We would welcome the opportunity to show you more.

73
00:02:48,923 --> 00:02:50,793
Visit satyafinancial.com.

74
00:02:53,986 --> 00:02:56,445
Scan the code to stay in touch with Satya.

75
00:02:56,557 --> 00:02:57,723
It takes about a minute.