Nepal's multi-bank loan marketplace

One application.Multiple banks.Better possibilities.

Apply once through Satya and reach all participating partner banks. Review available offers and counteroffers together while each bank keeps control of its own lending decision.

Starting your application does not mean approval yet.

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  • Nothing is shared without consent
  • Reach all partner banks
  • Banks make lending decisions

The lifecycle starts when a borrower prepares and consents to one application. Satya shares it with all participating partner banks, each bank reviews independently and can respond with terms, the borrower compares and accepts an offer, and the selected bank completes final approval and disbursement.

The complete lending lifecycle

Page 1 of 8

Prepare one application

Add identity, income, collateral, and loan details in one guided flow.

Borrower flow
Prepare
Consent & share
Bank review
Compare
Decision

Your loan application

Prepare one application

Identity and documents
Income and loan details
Review and submit
Each bank makes its own lending decision.

Page 1 of 8: Prepare one application

How the marketplace works

One clear application. More ways forward.

Satya organizes the journey from application to bank response without taking the lending decision away from participating banks.

01

Simple, guided journey

Complete one application

Tell us about your loan needs and provide the required information once.

02

Your information, your consent

Review and confirm

Check your application and give consent before anything is shared with banks.

03

Multi-bank marketplace

Reach all partner banks

Your consented application is shared with all participating partner banks.

04

Bank responses

Receive offers and messages

Banks can offer, counteroffer, or send questions and updates through Satya.

05

More choice

Compare and respond

Review available terms together, then accept or decline the offer that suits you.

For borrowers

More reach with less repetition.

Prepare your application once, reach all participating partner banks after consent, and compare available responses in one place.

One application. Your decision.

  • Review everything before sharing
  • Compare available bank responses together
  • Choose whether and how to move forward
Start one application

Complete one application

Share your loan needs without repeating the same process for every bank.

Reach all partner banks

Your consented application reaches every participating partner bank.

Receive bank offers

See available loan terms together in one place.

Respond to counteroffers

Accept or decline when a bank suggests different terms.

Follow bank updates

Read questions and updates from participating banks through Satya.

Compare and choose

Review available options and decide what works for you.

For financial institutions

Structured opportunities. Institutional control.

Review organized applications, respond with flexible terms, and use intelligent tools while keeping your own policies and decisions in place.

Start a partnership conversation

Discover structured opportunities

Review consistent loan requests from borrowers seeking bank offers.

Offer with flexibility

Present terms, revise an offer, or counter with a better-fit structure.

Use AI-assisted insights

Focus review with summaries, opportunity signals, and areas for attention.

Stay in control

Apply your own policies, verification, pricing, and lending decisions.

Trust and control

Clear consent for borrowers. Full decision authority for banks.

Your documents stay protected

We use your information for your loan and any optional product contact you request.

Nothing is shared without consent

You review and confirm your application before it reaches participating partner banks.

Banks make lending decisions

Each bank applies its own verification, pricing, policies, risk standards, and approval process.

Satya is a financial technology marketplace, not a bank or lender. Offers and approvals remain subject to each bank's policies, verification, pricing, and final decision.

Built for lending in Nepal

Modern lending works better when opportunity can move.

Satya Financial Technologies Pvt Ltd is building digital lending infrastructure that connects borrowers and participating banks through clearer applications, structured information, and accountable workflows.

Frequently asked questions

Ready to get started?

It only takes a few minutes to begin, and you can pick up where you left off.

Start your application