Structured opportunities
Receive consistently organized borrower information and documents so teams can begin with a clearer picture.
A smarter lending channel for Nepal’s banks
Turn digital demand into bank-ready lending opportunities.
Satya gives partner banks a modern acquisition and assessment channel: structured applications, consent-led data, explainable risk signals, and a coordinated path from borrower interest to bank review.
Built for Nepal Rastra Bank–licensed banks.
Partnership readiness
Modern, controlled lending channel
Licensed bank
Nepal Rastra Bank
Qualified opportunity
Structured and consent-led
Bank-controlled review
Policy and decisions retained
Ready to explore together
Start with a tailored walkthrough
One
coordinated digital channel
Explainable
risk and evidence signals
Bank-led
credit decisions
A clearer path from intent to review
Spend review time on the opportunity—not on untangling the application.
Satya connects borrowers looking for the right bank with regulated lenders looking for organized, reviewable opportunities—while giving bank teams the technology to evaluate each file with confidence.
Consent-led distribution
Borrowers review and authorize sharing before their application reaches participating banks.
Cutting-edge, bank-controlled technology
Cloud-native automation, secure document intelligence, explainable scoring, and AI-assisted summaries help teams move faster without handing decisions to a model.
Decision support, not decision replacement
Use structured summaries and review signals while your institution retains verification, pricing, policy, and approval authority.
Inside Satya’s bank workspace
See the file clearly before your team makes the call.
Satya’s configurable risk assessment brings verified application evidence into one explainable scorecard. Reviewers can inspect the factors, calculations, missing evidence, and bank-defined weights behind every signal.
Technology-assisted review
- Trace every score back to the underlying borrower evidence.
- Adjust category weights to reflect your bank’s approved risk appetite.
- Use AI-assisted narratives to surface strengths and review points—not to make the decision.
Risk assessment
Evidence-linked decision support
4.2Overall score
Risk grade
BGood
Review signal
Recommended for bank review
Evidence coverage
21 of 23 factors
Income & repayment
30% weightAffordability, EMI-to-income and income-source evidence
Collateral strength
35% weightCoverage, valuation, ownership and location evidence
Credit history
25% weightCICL findings, repayment behaviour, guarantees and inquiries
Other factors
10% weightAge, dependants, occupation and banking relationship
Illustrative data only. Each partner bank controls its policy, weights, verification, pricing, and final credit decision.
A controlled partnership path
Start with shared goals. Scale with confidence.
An email to our partnerships team starts the conversation. A Satya team member reviews every inquiry before any commercial, technical, or data-sharing arrangement proceeds.
- 01
Contact our partnerships team
Introduce your institution and authorized contact—do not email borrower records, credentials, or confidential bank documents.
- 02
Complete Satya review
Our team verifies the request, confirms fit, and schedules a discovery conversation with the appropriate bank stakeholders.
- 03
Shape the launch
Together, we define product scope, service levels, controls, responsibilities, success measures, and technical readiness.
- 04
Approve, sign, and launch
Digital consent records intent; the final authorized agreement is wet-signed, securely uploaded, and approved before activation.
Bank-grade control by design
Your institution stays in control of lending and customer decisions.
Satya supports the workflow around credit review. It does not approve loans, set your credit policy, or make commitments on your institution’s behalf.
Credit authority remains with the bank
Your teams apply your own eligibility, KYC, verification, valuation, risk, pricing, and approval standards.
Purpose-bound access
Information is collected for a stated purpose and access is designed around least privilege, traceability, and operational need.
Secure technology foundation
AWS-hosted controls are designed around encryption, monitored access, resilient storage, backups, and auditable change management.
Human review at the right gates
Automation reduces repetitive work while Satya and bank teams retain accountable review at partnership and lending decisions.
Product focus
Focused enough to execute. Built to expand.
Begin with a defined lending journey, prove the operating model with your teams, and expand the relationship as the channel delivers value.
Secured personal loans
A structured path for secured retail borrowers, with the bank retaining its full underwriting and approval process.
SME lending
SME lending is the next product track, shaped with partner-bank input and learning from secured lending operations.
Partnership FAQ
Questions before we begin?
Build your next lending channel with us
Give your teams better opportunities, clearer evidence, and technology built for modern lending.
Email our partnerships team for a tailored walkthrough of Satya’s borrower journey, risk intelligence, security controls, and bank workspace.
Satya Financial Technologies Pvt Ltd is a technology platform, not a bank or lender. Partnership requests are subject to verification, due diligence, approval, and definitive agreements. Participating banks retain all lending decisions and regulatory responsibilities.